![]() Of course, you could just print them off and store them in your budget binder if you prefer – again, there’s no “perfect way” to set up your Budget Binder. It’s better for me to have these statements mailed to me so I can pay them via online and track them in my Budget Binder. I received so much email every day – most of it junk but it still floods my inbox and loses stuff all the time. I still have our bills sent to us via paper snail mail because honestly, they get lost in my inbox. This way, if/when a company claims I haven’t paid a bill, I can reference quickly the statement to know that yes, I did pay and this was the amount. However, I still write on the bill statement the amount paid and the reference number (confirmation number from my bank). Most of our bills I pay via online Bill Pay, so I don’t necessarily write a check for them. I keep all of our bill statements behind our budget sheets in the corresponding month tab. Step 2: Gather All of Your Bill Statements Don’t lock yourself into following something that isn’t working. Allow your Budget Binder to change as your life and the seasons of life change. Okay, so this isn’t really a “step” but its important. However, you can also just do what I did and reuse file folders as dividers!)Īlright, so let’s get into the “how-to” part of this. Tab Dividers (you may want to have additional tab dividers to organize your binder.Monthly Tab Dividers ( these are the ones that I use).Binder (of course – this style here is my favorite as it’s super durable! Mine has lasted me for almost a decade!).But before we get into all that, let’s chat real fast about what you’ll need to set up your Budget Binder. However, there are some things you’ll want to make sure you do include. Honestly, there’s no “right or wrong” way to set up your Budget Binder. He doesn’t have to go hunt and try to figure out what bills have or have not been paid. But what happens if something happens to me? How will my husband know where to look for things? Well, for Pat, he knows to go look in our Budget Binder. For real, he’s just not that type of person that can keep up with all of that. So how do we keep things organized – especially when we’re married and we manage money with someone else? I mean, my husband wouldn’t remember the password to our bank account if I tattooed it on him. Trying to find bills emailed to you is like looking for a needle in a haystack. And if your inbox is anything like mine, you probably get lost it in. Pen-to-paper works very well especially when you’re first starting out trying to stick to your budget. That’s why so many years ago, I started using my Budget Binder to keep our financial life in order. ![]() ![]() Struggling to stick with a budget? Keep getting those email notifications from the various online budgeting platforms you’ve tried to use but then never stuck with? Wondering where on earth you stuck that one bill that you swear you paid last month, but they’re saying you didn’t? I feel you, my friend! I know this struggle.
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